I decided to do a little piece or two on debt!! So here's #1 Hope it helps!!!
3 Ways To Reduce Your Debt
When it comes to your luxuries, ie: houses, vehicles, property!!
Car payments: $300/month x 6 months= $1800
Insurance payments, min $60/month x 6 months= $360
Gas & other Fluids: $ 400/month x 6 months= $2400
Misc expenses, min $500
And that's only 6 months. Imagine the dent you could put in your debt with that $5000
#2) Get a Second Job!!
Getting a second job, doesn't have to mean leaving your home to do so!! It doesn't have to mean even less time with your family. Actually it could mean more time with them!! Many people earn a VERY comfortable living online!!
Promote products, throw parties, networking. There are plenty of programs out there ie: accai berry, healthy chocolate, avon, herbal teas! You can promote many of these products online, without having to solicit friends and family to buy the product so you will make a few bucks!! ( That's something I just can't do to my family,lol)
#3) Cut your Spending, Implement a budget!
If you take a minute to sit down and take a look at your spending habits, it won't be long before you see many places you can make small cutbacks. Start clipping and using coupons, you may only save $5 each trip to the grocery store.
Less take out, Fewer salon visits and a few less pampering sessions,
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Edible fruit flower Arrangements!!